Disclaimer
InsurePromise | Last Updated: October 2026
1. General Information
The information provided on the InsurePromise website is intended for general informational and educational purposes. We make reasonable efforts to keep the information accurate and current; however, we do not guarantee that all content is complete, accurate, or suitable for every individual or family.
2. No Guarantee of Financial Results
Financial outcomes depend on individual circumstances, product features, market conditions, costs, and other factors. Examples, illustrations, calculators, or educational materials on this website are not guarantees of future returns, savings, benefits, or financial outcomes.
3. No Substitute for Professional Advice
Website content should not be treated as personalised financial, investment, legal, tax, or insurance advice. Before making a financial decision, consider your goals, affordability, risk tolerance, and individual circumstances and consult an appropriately qualified professional where necessary.
4. Insurance Products and Policy Terms
Insurance benefits, exclusions, eligibility, premiums, waiting periods, claim requirements, and other conditions vary by product and insurer. Coverage and claims are governed by the applicable policy wording and the insurer’s terms and decisions. Always review official product documents and policy conditions before purchasing a policy.
5. Investment and Market Risks
Investment-linked products and market-related investments may involve risk, and returns may fluctuate. Past performance, where mentioned, does not guarantee future performance. Read the relevant official documents and understand the risks, charges, and conditions before investing.
6. Third-Party Websites
This website may provide links to external websites, insurers, or service providers for convenience. These websites are managed by third parties. Please review their information, terms, and privacy policies independently. InsurePromise cannot guarantee the accuracy or availability of external content.
7. Limitation of Responsibility
To the extent permitted by applicable law, InsurePromise is not responsible for losses arising from reliance on general website information without independent verification or consideration of your personal circumstances. Nothing in this Disclaimer excludes any liability that cannot legally be excluded.
8. Updates to This Disclaimer
We may update this Disclaimer when our website, services, or applicable requirements change. The latest version and its updated date will be published on this page.
9. Contact InsurePromise
For questions about this Disclaimer, please contact InsurePromise using the details below.
Phone:
+91 94476 94693
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Message InsurePromise
Email:
pothirathramakrishnan@gmail.com
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Helping Indian Families Build Financial Freedom.
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Important Information.
Clear & Responsible.
Please read this Disclaimer carefully before using the information, educational materials, resources and services presented on this website.
About This Disclaimer
The InsurePromise website is designed to provide general information and financial education relating to family financial planning, protection, wealth planning, education planning, retirement planning, healthcare considerations and other related topics.
Information available through this website should not be treated as personalised financial, investment, insurance, tax, legal, lending or other professional advice. Individual financial decisions depend on personal circumstances, objectives, affordability, risk profile, applicable laws, product terms and other relevant factors.
Important Areas To Understand
The following points explain the intended scope and limitations of the information provided through InsurePromise.
General Educational Information
Articles, videos, guides, checklists, worksheets and other materials are provided primarily for general educational and informational purposes.
Not Personalised Advice
Website information does not by itself take into account an individual’s complete financial circumstances, objectives, financial position or specific requirements.
No Guaranteed Outcomes
Financial outcomes, investment results, savings outcomes, future costs, benefits or other financial results are not guaranteed unless expressly stated in applicable official documentation.
Product Information
Product features, eligibility, premiums, charges, benefits, exclusions, risks, terms and conditions may vary and may change over time.
Official Documents
Users should refer to the relevant official product documents, policy documents, terms, conditions, disclosures and applicable regulatory information before making decisions.
Risk & Suitability
Different financial products and strategies may involve different levels of risk, cost, liquidity, lock-in, exclusions or other limitations. Suitability depends on individual circumstances.
Tax & Legal Matters
Tax treatment and legal requirements may depend on individual circumstances and applicable laws. Users should obtain appropriate professional advice where necessary.
Third-Party Information
Information, references or links relating to third-party websites, organisations or services may be subject to their own terms, policies and disclosures.
Accuracy & Changes
InsurePromise aims to provide information that is useful and understandable. However, financial regulations, product features, interest rates, market conditions, tax rules, eligibility criteria and other relevant information may change.
Therefore, information published on this website may not always reflect the most recent position. Users should verify important information through appropriate official sources before acting on it.
Before Making An Important Financial Decision
Consider the following areas and make sure you understand the relevant documentation and implications.
- Your financial objectives and priorities
- Your income, expenses and affordability
- Your existing financial commitments
- Relevant risks and limitations
- Time horizon and liquidity requirements
- Product costs, charges, exclusions and conditions
- Applicable tax and legal considerations
- Official product documentation and disclosures
InsurePromise aims to support better financial understanding and more informed financial conversations. Information on this website should be considered in the context of each family’s individual circumstances.
User Responsibility
Users are responsible for evaluating whether any financial decision is appropriate for their individual circumstances. Before entering into any financial product, insurance policy, investment, loan or other financial arrangement, users should carefully review the applicable official documentation and obtain appropriate professional advice where required.
Have A Question?
If you would like to discuss your family’s financial goals or understand the scope of our financial planning conversations, you can contact InsurePromise.