Clear Terms.
Responsible Financial Conversations.
These Terms & Conditions explain the general use of the InsurePromise website and the nature of the information, services and communications provided through it.
Using This Website
By accessing or using insurepromise.com, you acknowledge that you have read, understood and agree to these Terms & Conditions. If you do not agree with any part of these terms, please discontinue use of the website.
Website Purpose
InsurePromise provides general educational and informational content relating to family financial planning, financial goals, protection, insurance awareness, retirement planning, child education planning, home planning and related financial topics.
General Information Only
Information published on this website is intended for general educational and informational purposes. It may not be suitable for every individual, family, financial situation or objective.
No Automatic Personalised Advice
Reading website content, submitting an enquiry or contacting InsurePromise does not by itself create a personalised financial, investment, insurance, tax, legal or lending advisory relationship.
Accuracy & Changes
Reasonable efforts may be made to keep website information useful and current. However, information can change over time and InsurePromise does not guarantee that every page will always be complete, current or error-free.
Financial Products & Services
References to financial products, insurance products, plans, facilities, providers or related services are provided only where relevant to the educational or planning context. Product availability, eligibility, terms, costs, exclusions, benefits and risks may vary.
No Guaranteed Outcomes
Financial planning involves uncertainty and different forms of risk. Past performance, illustrations, examples or general projections should not be treated as guarantees of future results.
User Responsibility
Users are responsible for considering their own circumstances, objectives, affordability, risk considerations and applicable requirements before making financial decisions.
Official Documents
Where a financial or insurance product is being considered, users should review the applicable official documents, disclosures, policy wording, terms, conditions, charges, exclusions and other relevant information before proceeding.
Third-Party Websites
The website may contain links to external websites or resources. Such websites are operated by third parties and may have their own terms, privacy policies and practices. Users should review those terms before using external services.
Website Availability
InsurePromise does not guarantee uninterrupted access to the website. Maintenance, technical issues, hosting problems, connectivity issues or circumstances beyond reasonable control may temporarily affect availability.
Intellectual Property
Unless otherwise stated, website content including text, branding, graphics, layouts and original materials belongs to InsurePromise or is used with appropriate permission. Content should not be copied, reproduced, modified or commercially reused without appropriate authorisation.
Website Enquiries
Submitting an enquiry or requesting a consultation does not guarantee that a particular service, product, appointment, financial solution or outcome will be available. Any engagement may be subject to further discussion, documentation and applicable requirements.
Responsible Financial Communication
InsurePromise aims to communicate financial concepts in a clear, practical and responsible manner. Financial decisions can have long-term consequences, and information should therefore be considered in the context of the individual’s or family’s own circumstances.
- Understand the objective before taking action.
- Consider affordability and existing commitments.
- Understand risks, limitations, costs and conditions.
- Review relevant official documents.
- Consider tax and legal implications where applicable.
- Seek appropriate professional advice when required.
Communication & Consultation
Website visitors may contact InsurePromise through available communication channels such as telephone, WhatsApp or consultation enquiry forms.
Information shared during an initial enquiry may be used to understand the nature of the request and determine the appropriate next step. Users should avoid sharing unnecessary sensitive or confidential information through public or unsecured channels.
Any professional engagement, recommendation or transaction will be subject to the applicable documentation, disclosures, eligibility requirements and terms governing that particular engagement or product.
Privacy & Personal Information
Information submitted through this website may be handled in accordance with the InsurePromise Privacy Policy.
Please review the Privacy Policy to understand how information submitted through the website may be collected, used, stored or otherwise handled.
Changes To These Terms
InsurePromise may update, modify or revise these Terms & Conditions when necessary. Updated terms may be published on this page and may apply from the date they are posted, subject to applicable requirements.
Users are encouraged to review this page periodically when continuing to use the website.
“Clarity Before Action. Responsibility Before Recommendation.”
InsurePromise PhilosophyHave A Financial Planning Question?
Start with a conversation. Understand your goals, organise your priorities and explore the next appropriate step for your family.
Important: This Terms & Conditions page is intended as general website information and should not be treated as jurisdiction-specific legal advice. Applicable laws, regulations and professional requirements may vary. Appropriate legal/professional review is recommended before final publication.
Please also review the Privacy Policy and Disclaimer pages of this website.
© InsurePromise. All rights reserved.